PayPal Here allows you to take MasterCard, Visa and American Express credit and debit card payments through your iPhone, iPad or most Android devices, using the free PayPal Here app and the PayPal Here Chip & PIN card reader.
With PayPal Here, you can get paid anywhere your customers are. You can also send your customers a receipt direct to their mobile phone or email. PayPal Here can be used to email an invoice and track your cash payments.
PayPal Here offers two options to help your business take payment.
Manually Key-in the card details straight to the PayPal Here app
All you need is your mobile phone with the PayPal Here app to process a payment, anywhere you do business. Simply open the app, enter the amount and enter your customer’s credit card details, expiry date and CSV manually into the app. You can also use this for customers paying over the phone.
Chip and PIN card reader
The Chip and PIN card reader gives you a faster way to accept payment. Instead of manually entering the card details into the app, your customer simply enters their card and PIN into the reader to process the payment.
Fees: There is no cost for getting the PayPal Here app, and the card reader is just $99 now. You simply pay 1.95% for transactions through the card reader and PayPal check-in payments, and 2.9% + $0.30 for Key in card payments.
Cash transactions will be added to your PayPal account free of charge.